Legal Disclaimer

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Last Updated: November 18, 2025

The information provided on STM Marketing Co is for educational and informational purposes only.
We are not legal professionals, financial advisors, law enforcement, or cybersecurity experts.

1. No Professional Advice

The content on this site does not constitute:

• Legal advice
• Financial advice
• Cybersecurity services
• Professional consulting

You should consult appropriate professionals regarding your specific situation.

2. No Guarantees

While we strive to provide accurate, up-to-date information,
we cannot guarantee that all content is complete, current, or error-free.
Scam tactics evolve constantly.

3. Not Responsible for Loss

STM Marketing Co is not responsible for:

• Financial loss
• Identity theft
• Damages resulting from relying on our content
• Outcomes of any actions you take based on the site

Users take full responsibility for how they use this information.

4. Affiliate Disclosure

Some links on this site may be affiliate links.
This means we may earn a commission at no extra cost to you if you make a purchase through our links.

We only recommend tools and services we believe provide value.

5. External Websites

We are not responsible for:

• Practices of third-party websites
• Accuracy of their content
• Security of their platforms

You should review the policies of any site you visit.

6. Urgent or Emergency Situations

If you believe you are in immediate danger, or have lost money to a scam:

• Contact local authorities
• Notify your bank
• File a report at https://reportfraud.ftc.gov
• File with the FBI at https://ic3.gov

Do not rely solely on this website for emergency assistance.